Whether you are an employee of a small company or a multinational corporate, one thing is clear that you do receive a salary. And most of you receive your salary directly to the bank accounts. Have you ever wondered how it happens? Here is the answer. This kind of transaction is called ACH (Automated Clearing Houses). In layman words, you can think of the ACH as just a way of electronic payment. Among people or say it employees, ACH is also known as direct deposit.